Cash App Class Action Settlement News
Introduction
Cash App’s parent company, Block, Inc., has agreed to a $12.5 million class action settlement responding to allegations that the platform sent unsolicited promotional referral texts to users in Washington state. (Top Class Actions) If you received a Cash App “Invite Friends” message without consenting, you may be eligible to claim between $88 and $147. (Top Class Actions) Below is what you need to know to see if you qualify and how to file your claim.
What’s the Lawsuit About?
- The case is titled Bottoms v. Block, Inc., filed in the U.S. District Court for the Western District of Washington. (bottomstextsettlement.com)
- Plaintiffs allege that Cash App’s “Invite Friends” feature enabled users to send automated referral text messages to contacts without obtaining their explicit consent. (bottomstextsettlement.com)
- The messages allegedly violated Washington’s Consumer Protection Act and Commercial Electronic Mail Act (CEMA). (bottomstextsettlement.com)
- Block, Inc. does not admit wrongdoing, but agreed to settle to avoid lengthy litigation. (bottomstextsettlement.com)
Settlement Details & Eligibility
| Item | Detail |
|---|---|
| Settlement Fund | $12,500,000 (bottomstextsettlement.com) |
| Estimated Payment per Claimant | $88 to $147 (depending on number of claims & administrative costs) (Top Class Actions) |
| Eligibility Period | Received referral texts between Nov 14, 2019 and Aug 7, 2025 (bottomstextsettlement.com) |
| Geographic Restriction | Must have had a Washington state mobile number at time of receiving the texts (bottomstextsettlement.com) |
| Claim Deadline | October 27, 2025 (bottomstextsettlement.com) |
| Final Court Hearing | December 2, 2025 (bottomstextsettlement.com) |
To be a member of the settlement class, you must satisfy all of the following:
- You received one or more Cash App referral text messages in the defined date range.
- At that time, your mobile number was a Washington state number.
- You did not clearly and affirmatively consent to receive those messages.
(bottomstextsettlement.com)
How to File a Claim
- Visit the official settlement website: BottomsTextSettlement.com (bottomstextsettlement.com)
- Complete and submit the Claim Form (available online or by mail). (bottomstextsettlement.com)
- Provide required information such as your name, contact details, the Washington number that received the text, and your attestation you didn’t consent. (bottomstextsettlement.com)
- Submit before the deadline (Oct 27, 2025). Late claims may be rejected. (bottomstextsettlement.com)
- If your claim is approved and the settlement is finalized, you’ll receive a payment via the method you selected (check, PayPal, Venmo, etc.). (bottomstextsettlement.com)
Why This Settlement Matters
- It highlights consumer rights around digital marketing and spam texts.
- It reinforces the need for explicit consent before promotional messaging.
- Fintech and mobile apps may face more scrutiny over how they handle referrals and communications.
- Affected users in Washington can get real compensation — something many class actions fail to deliver.
Related Cash App Legal Issues
- In 2024, Cash App settled a previous class action over data security breaches. That settlement offered users up to $2,500 under certain eligibility rules. (Wikipedia)
- Also, in 2025, Block agreed to pay $80 million to 48 U.S. states over alleged failure to implement proper anti-money laundering controls. (Reuters)
- Additional fines of $120 million were agreed upon with the U.S. Consumer Financial Protection Bureau over consumer protection issues. (The Verge)
Key Takeaways
- The Bottoms v. Block, Inc. class action settlement is real and ongoing.
- If you received a Cash App referral text without consent while using a Washington state mobile number between Nov 2019 – Aug 2025, you may submit a claim.
- The deadline is October 27, 2025 — don’t miss it.
- This case underscores the growing importance of privacy and communication laws in the digital age.
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